PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, NON PERFORMING LOAN, RASIO KUALITAS AKTIVA PRODUKTIF DAN STRUKTUR KEPEMILIKAN MANAJERIAL TERHADAP PROFITABILITAS PERUSAHAAN PERBANKAN YANG TERDAFTAR  DI BURSA EFEK INDONESIA TAHUN 2016-2018

I Made Mahatma; Luh Komang Merawati; I.A Budhananda Munidewi

I Made Mahatma Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar
Luh Komang Merawati Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar
I.A Budhananda Munidewi Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Keywords: capital adequacy ratio,, loan to deposit ratio,, non performing loan,, quality of productive assets,, managerial ownership structure, profitabilility.

Abstract

Profitability is a ratio that focuses on the company's ability to obtain earnings in the company's
operations by utilizing its assets. With increasing profitability (ROA), banks will be able to
develop businesses and face business competition. The amount of profitability (ROA) can be
influenced by various factors. The purpose of this study was to determine whether the capital
adequacy ratio, loan to deposit ratio, non-performing loans, productive asset quality and
managerial ownership structure have an influence on the profitability (ROA) of banking
companies. The data used in this study were obtained from Bank financial statements listed on the
Indonesia Stock Exchange in 2016-2018. The variables analyzed in this study were: capital
adequacy ratio, loan to deposit ratio, non-performing loans, quality of productive assets and
managerial ownership structure. The results of the t test showed that the capital adequacy ratio,
loan to deposit ratio and the quality of productive assets did not affect the profitability of banks.
While non-performing loans have a negative effect and managerial ownership structure has a
positive effect on the profitability of banks listed on the Indonesia Stock Exchange in 2016-2018.

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