STRATEGY FOR STRENGTHENING CAPITAL IN MEETING REGULATIONS AND BUSINESS DEVELOPMENT OF PEOPLE'S ECONOMY BANK IN GIANYAR CITY

Abstract

The objective of this research is to analyze and formulate priority strategies that can
be implemented by PT. Bank Perekonomian Rakyat to meet the minimum core
capital requirements in accordance with current regulations. This study employs a
case study research design utilizing a qualitative approach, where data collection is
conducted through observation and documentation methods. Based on the analysis
of internal strategic factors, the primary strengths of PT. Bank Perekonomian Rakyat
in fulfilling the minimum core capital requirements include asset and profit growth,
which demonstrate annual increases, as well as the commitment of shareholders to
ensure adequate minimum core capital. Conversely, the main weakness faced by
several PT. Bank Perekonomian Rakyat in meeting the minimum core capital
requirements is the inability to realize additional capital contributions by December
31, 2024. The findings of this research imply that PT. Bank Perekonomian Rakyat
must maximize profit growth from its operational activities to enhance the amount of
minimum core capital and achieve sustainable growth independently, both in terms
of capital and other aspects.